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Car Chip Shortage 2022: What’s Going On?

What do bicycles, toilet paper, hand sanitizer, refrigerators and kayaks have in common? They’ve all been in short supply at times during the COVID-19 pandemic. The pandemic has created unprecedented changes in supply and demand. Production shutdowns sent the price of lumber sky-high. Months spent quarantining led homeowners to spend more time outdoors, some taking on more DIY renovation projects. And fear of the unknown led to hoarding...

The Driver’s Guide to Headlights

How often do you think about your headlights while you are driving? For most drivers, headlights are not typically top-of-mind, but according to the Insurance Institute for Highway Safety (IIHS), high-quality headlights are crucial for avoiding hazards on the road. This underscores the important relationship between nighttime visibility and safe driving. And one of the best ways to improve visibility is through proper use of...

How To Dig Out After a Blizzard

  If you live in an area that regularly sees snow, clearing the driveways and sidewalks after a winter storm is a regular part of life. But when severe winter weather strikes, and the snowfall is measured in feet instead of inches, digging out becomes a lot more work. Even if the weather caught you off guard, you’ll still have to brave the cold and...

What Is Radon? Facts, Testing and Mitigation

What is radon? This radioactive gas is the product of the natural decay of uranium in soil, rock and water. That means it’s likely in the air you breathe every day. While the potential health risks of radon are very low in small doses, prolonged or high level exposure can lead to serious health concerns – including lung cancer. Keep reading to find out the...

What is Guaranteed Replacement Cost?

Replacement Cost vs. Market Value: What's the Difference? When you purchase a home and start thinking about protecting your investment, this is often the first question. The answer is often: More than you just paid for it, Buckel says. See also: How Much Does Homeowners Insurance Cost? “People naturally gravitate to how much they paid for the house, but we’re not insuring it to buy it...

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